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SAIL POINT REALTY,Inc.
897 Bellevue Ave,
Daytona Beach, FL 32114
Office: 386-947-9977
Email: info@homesdaytonaormond.com
"Smooth Sales Always"
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A FEW POINTS ABOUT
INTEREST RATES!!
Less is more
If you're new to investing or real estate and don't
know the first thing about interest rates, here's a good
tip: the higher the interest rate, the more expensive
it's going to be. High interest rates mean you will have
to pay back more on the money you borrow. Another good
rule of thumb is that affordability increases if you use
an adjustable rate mortgage (it's easier to qualify this
way). Of course, there will be a wide range of prices
that you can choose from, depending on what kind of
financing you choose..
Not even the Fed knows for sure
The Fed holds a considerable amount of power, but
they can't control everything. Mortgage interest rates
are affected by many unpredictable political, economic
and social events. So there is no guarantee what
direction interest rates will go, despite the forecasts
of the experts. Therefore, make your financial decision
based on where things are today including your budget,
your needs and your future plans.
Locking in rates assures your lowest interest
If you do decide you want to lock in at a certain
interest rate, you will need to complete a loan
application and send it to your lender as soon as
possible. This must be done so that your commitment
doesn't runout before your loan is approved. Follow up
and be se sure that the lender is receiving all of the
necessary documentation. Get a property appraisal, which
usually costs about $300, through your loan agent as
soon as possible.
Don't obsess and miss a good real estate deal
Although rising interest rates can create more
problems for home buyers, waiting and hoping for low
rates is not necessarily a smart move. You may end up
paying a higher price. Also, refinancing is always an
option in the event that interest rates come down. |
** To request more info, please fill out the following form:
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All information contained in this website is simply informational and no guarantee or warranty's are expressed or implied. All buyers/ Sellers are advised to verify any and all information.
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